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About Tom Smith Your Local Real Estate Expert

Meet Tom Smith — Trusted Virginia Real Estate Expert at River Bay Realty

With over two decades of award-winning experience, Tom Smith is a licensed Virginia Associate Broker known for his unwavering dedication to clients and deep roots in the Fredericksburg and Northern Neck real estate markets. A lifelong resident of the region, Tom blends local insight, strong negotiation skills, and a people-first approach to deliver exceptional service for both homebuyers and sellers.

Before launching his successful real estate career, Tom served proudly in law enforcement, where he developed the discipline, communication, and problem-solving abilities that now set him apart in competitive negotiations and high-stakes transactions. That same commitment to integrity and community carries through in every client relationship.

As a family man, Tom understands the importance of finding more than just a house—it’s about finding a place to call home. His clients describe him as honest, responsive, and fiercely loyal. “My customers are like my family,” Tom says, “and they always come first.”

Whether you're looking to buy your dream waterfront home or sell your property for top dollar, Tom Smith at River Bay Realty is your trusted advocate—bringing unmatched experience, local expertise, and personal care to every transaction.

Meet Tom Smith — Trusted Virginia Real Estate Expert at River Bay Realty

With over two decades of award-winning experience, Tom Smith is a licensed Virginia Associate Broker known for his unwavering dedication to clients and deep roots in the Fredericksburg and Northern Neck real estate markets. A lifelong resident of the region, Tom blends local insight, strong negotiation skills, and a people-first approach to deliver exceptional service for both homebuyers and sellers.

Before launching his successful real estate career, Tom served proudly in law enforcement, where he developed the discipline, communication, and problem-solving abilities that now set him apart in competitive negotiations and high-stakes transactions. That same commitment to integrity and community carries through in every client relationship.

As a family man, Tom understands the importance of finding more than just a house—it’s about finding a place to call home. His clients describe him as honest, responsive, and fiercely loyal. “My customers are like my family,” Tom says, “and they always come first.”

Whether you're looking to buy your dream waterfront home or sell your property for top dollar, Tom Smith at River Bay Realty is your trusted advocate—bringing unmatched experience, local expertise, and personal care to every transaction.

Homes for Sale in Fredericksburg Neighborhoods

Your Guide to Fredericksburg Neighborhoods and Real Estate

What My Clients Are Saying

"Tom is like family to me. He's always looking out for my best interests and trying to get me the best deal, is scrupulously honest and hard-working, makes things easy to understand and is willing to patiently explain anything you don't understand as many times as it takes until you do. Tom has a great sense of humor and is just a good ole country boy. You can't go wrong using Tom whether you're buying or selling (or both, in my case)."

- N/A ,

"Best experience we could've asked for! Sheila made everything 100% seamless and will absolutely be using her from this point forward! Could not have asked for anything more, she was extremely knowledgeable in all regards and walked us through everything! Her communication was top tier which was one of the key factors in what made working with her the best!"

- Mason & Molly Sullivan,

"This is the 3rd time Charlotte Rouse has been my sales associate in the past 10 years. I highly recommend her as she has always exceeded my expectations, in both the commercial and residential markets. Charlotte and her team at Coldwell Elite are true professionals with a robust client list, which dramatically speeds up the process with serious and financially sound clients."

- Mark & Linda Faller,

"Tom did a great job"

- James C & James M Davis,

"great service"

- Nancy & Rysheda McClendon,

"Our agent kept us informed the entire time. And when we talked about money, she alleviated our fears. Her advice was invaluable! When she had to be away for a little while another representative helped us and he too was right on top of things. Both of them were wonderful to us!"

- William & Alicia Steele,

"Tom and Amanda were both very wonderful and responsive to deal with. The contract i need done Was fast and on point with great recommendations. The land i purchased went on the market at 3:30 on a Friday afternoon. These 2 amazing people got a contract written and sent over to the selling agent with in 2 hours. We hit a couple bumps in the road they walked me thru it and still closed 3 weeks from the day it went on market. Id recommend these people to anyone"

- William Thyson,

"Mr.Smith is stellar. He knows the market. He helps his clients. He has a great sense of humor and is just an all-around good person. I highly recommend him."

- Sharon Malchow,

"My agents were professional, knowledgable, and assertive. My previous agent had 18+ showings and couldn't bring any to closure. Tom and Amanda sold our house after the second showing. Their knowledge of the market and specifically my neighborhood were key to the sale."

- Michael & Leesa Wood,

"Tom was just great! He took all my worries on and lead me through this whole emotional process. I feel Blessed that he was there for me!"

- Connie Houston,

"Tom and Amanda are the "Dream Team". Everything from the Marketing down to the Closing they were there every step of the way. We couldn't of ask for better individuals to handle our transaction. I can't say enough positive things about them because they were there day and night for any questions that we had. They were truly a God send for us from Start to Finish and even after the Closing Tom has been available."

- Leslie Warren Tate Jr,

"Tom rocks!"

- James & Abigail Flythe,

"Tom Smith is a phenomenal real estate professional. He is very responsive, a great listener, honest, and keenly focused on achieving client real estate goals. He has helped me with several successful real estate transactions and I wouldn't work with anyone else. Tom is a pleasure to work with and I trust him 100%! I would highly recommend Tom to anyone needing expert real estate assistance,"

- Tracy Burruss,

"Tom knows the market better than anyone else I have worked with in Caroline County."

- Robert & Vikki Hanley,

"Tom is AMAZING!!! He works hard, keeps you up to date and does whatever he needs to do to help you thru the process!! He is a dear friend-family!-and has sold/purchased homes with us and my family in the past!! He even helped move furniture this time when things got crazy!! You couldn't ask for a better agent/friend!!!"

- Brandon & Candi Garner,

"Tom is the best real estate agent I have ever known! He went above and beyond to ensure everything was as it should be with the purchase of my new home. There was never a time when I reached out to him and he was not available. He always makes himself available 24/7 regardless of what day or time it is. Tom has a way of making everyone feel comfortable with his genuine caring personality. He is very knowledgeable when it comes to the market and the entire process of buying or selling a home. If you need a real estate agent that is professional, caring and knowledgeable you should hire Tom. Tom is truly the best of the best of the very best!"

- Martha Smith,

"Tom and his partner Amanda were top-notch professionals throughout a difficult, lengthy sales process. Tom treated us like family in so many ways. He was responsive, helped us find a number of needed contractors, supervised their work, and made sure that all issues were identified and resolved satisfactorily. His in depth knowledge of the local real estate market was invaluable. He always acted in our best interests, not his own. And last but not least, Tom is a super nice guy who is a true pleasure to work with. I have no hesitation to recommend him to any buyer or seller."

- Clarence & Elizabeth Kuntsmann,

"Tom was fantastic! Very enthusiastic and positive. Made the process easy and far less stressfull. Felt like working with a friend!"

- Rebecca Roden, Richmond VA,

"Tom Smith was awesome. A very friendly person who listens to your desires and requests. Tom Smith is very easy to work with, he really cares about his client. Amanda helped significantly and did an outstanding job. Tom Smith worked hard to ensure this sale went through at the asking price. Tom Smith is an amazing person and outstanding realtor."

- Chuck Bissey, Fredericksburg, VA,

"Tom Smith handled the sale of my property for a few years. He kept in contact with me to inform me of others' interest in the property and the current market situation. He always took as much time as needed on the phone to make sure there was clear and complete communication with all options explored. As market conditions had changed over time, the property was sold at a lesser price than was originally expected. Tom was very gracious in offering to reduce the percentage of his profit. I had to insist that he have his fair share! This is an example of Tom's strong character. In retrospect, I am content with the final sale and have pleasant memories. Throughout the entire time, Tom demonstrated faithfulness to his word, perseverance, integrity, kindness, and understanding. He truly puts others before himself, displaying honorable servanthood. the world wud be a better place if more people like Tom operated their businesses in the same manner. Thank you."

- Susan Murray, Vermont,

"Mr Smith was very professional and knowledgeable. He kept an open line of communication at all times that was very much appreciated. Mr Smith did a great job!"

- Linda Wax Woodford, Virginia ,

"Tom displays all the most important characteristics of a real estate broker. He is hard-working, honest, and completely trustworthy. Not only would I recommend Tom to others, but I also would not buy or sell a house without him."

- Al Lewis, Stafford,

"You cant find any better person to handle your home buying needs,a true southern gentleman."

- ROB AND TINA ZALUSKI,

"Tom did a great job keeping up advised on what was happening"

- J. Davis Spotsylvania,

"Great job, no hassles thanks!"

- James Flythe spotsylvania,

"Another great transaction with Tom!"

- Wm. Fredericksburg,

"Tom, totally understands the market in Spotsylvania and Caroline counties.He was as helpful in getting the property ready to sell as well as using his knowledge about the area to find us a buyer the day after we listed. His suggestion of the sale price was exactly the appraisal price. He was always available to answer questions and deal with any issues related to the sale. He is a genius. I am so glad we chose him as our agent. John Mercantini He is totally service oriented He is totally service oriented The whole experienc was easy as pie."

- Dr. John Mercantini , Reston VA,

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