Be the first to know when properties that match your search hit the market.
At the center of it all is Tom Smith, a lifelong area resident and award-winning Realtor with River Bay Realty at Coldwell Banker Elite. With decades of experience in local real estate, Tom brings unmatched knowledge, personal commitment, and professional marketing to every transaction.
Waterfront Lifestyle: Bordered by the Rappahannock River, Corrotoman River, and Chesapeake Bay, Lancaster County is ideal for boating, fishing, kayaking, and serene views.
Kilmarnock & Irvington Appeal: Enjoy quaint coastal towns with restaurants, shops, golf courses, and a strong sense of community.
Rural Meets Refined: Choose from farmland, historic homes, waterfront estates, and custom builds tucked into private coves.
Low Density, High Value: Lancaster offers more space, lower taxes, and more privacy than most areas in Virginia.
Tom Smith helps buyers identify the right neighborhoods, property types, and investment opportunities with tailored insight and trusted advice.
From the vibrant town of Kilmarnock to peaceful waterfront estates near Irvington, Lancaster offers something for everyone. Property types include:
Waterfront homes with private docks and panoramic river views
Custom-built homes on large wooded lots
Historic properties with Southern charm and timeless design
New construction and land for custom homebuilding
Rural farmhouses and large acreage retreats
Whether you're retiring to the coast, purchasing a vacation home, or relocating full-time, Tom Smith provides personalized support at every step.
Selling in a waterfront or rural market requires more than a simple MLS listing. With Tom Smith, your property is positioned to attract the right buyers through:
Accurate pricing based on hyper-local market knowledge
Professional photography and optional aerial drone footage
Marketing across real estate platforms, including Coldwell Banker Elite’s expansive network
High-touch communication and expert negotiation from list to close
Tom understands what buyers are seeking in Lancaster—and knows how to highlight your property’s value and unique features.
Lancaster County is ideal for those seeking space, flexibility, and waterfront development opportunities. Tom works with land buyers, builders, and investors to help:
Evaluate access, zoning, utilities, and conservation easements
Find off-market parcels and large acreage tracts
Connect with trusted local contractors and surveyors
If you're a landowner looking to sell, Tom offers targeted marketing and accurate valuation services to maximize your return.
As a lifelong area resident and respected local Realtor, Tom Smith knows the back roads, the marinas, the hidden gems—and the value behind every front porch view.
His passion for Lancaster County shows in every client interaction, whether you're buying your first home or selling a generational property. With River Bay Realty and Coldwell Banker Elite behind him, Tom offers a rare blend of small-town service and global marketing reach.
If you're ready to buy or sell property in Lancaster County, Tom Smith is ready to guide you with local insight, proven results, and professional care.
Tom Smith – River Bay Realty at Coldwell Banker Elite
📞 (804) 513-9179
📧 riverbayrealty@gmail.com
🌐 www.fredericksburgagent.com
Check out my Northumberland County Real Estate Site