Welcome to Indian Creek, one of the most desirable waterfront communities on Virginia’s Northern Neck. Located just outside of Kilmarnock, Indian Creek offers luxurious coastal living, deep-water access, and a tight-knit community just minutes from town. Whether you’re seeking a year-round residence, a second home, or preparing to sell your legacy property, this guide will help you navigate Indian Creek real estate with confidence.
Why Choose Indian Creek?
Indian Creek is a sought-after destination for those who value peace, privacy, and premium waterfront access. Stretching from the quiet coves near Indian Creek Yacht & Country Club to the open channels leading to Chesapeake Bay, this area is ideal for boaters, anglers, retirees, and second-home buyers alike.
Neighborhood Highlights:
Waterfront homes with private piers and deep water access
Golf and boating at Indian Creek Yacht & Country Club
Protected coves ideal for kayaking, sailing, and paddleboarding
Close proximity to Kilmarnock shops, medical services, and restaurants
Quiet, upscale atmosphere with strong community pride
For Buyers: What You Need to Know
If you're in the market for a waterfront home on Indian Creek, you'll find everything from traditional brick ranchers to luxury estate homes with panoramic views and private docks.
Typical Features Include:
Waterfront lots with 3–6 feet MLW (Mean Low Water)
Custom homes with open floor plans and screened porches
Deep-water dockage suitable for powerboats and sailboats
Wide creeks and direct Chesapeake Bay access
Insider Tip for Buyers: Homes along North Sioux Road and Bluff Point Road tend to offer deeper water and faster bay access. Always ask your Realtor to confirm MLW for your boat draft before making an offer.
For Sellers: Maximize Market Value
Indian Creek homes are in high demand, but strategic marketing makes all the difference. With fewer homes for sale and increasing competition from newer developments, you’ll want a local agent who knows how to position your home effectively.
My Proven Seller Services Include:
Professional drone photography showcasing dock, shoreline, and sunsets
Digital marketing that targets affluent waterfront buyers across Virginia and the East Coast
Full MLS exposure plus exclusive River Bay Realty promotions
Insider Tip for Sellers: Highlight your water depth, dock specs (lift capacity, length, MLW), and proximity to Indian Creek Yacht & Country Club. These are key selling points for serious buyers.
Indian Creek Area Overview
Located in Lancaster County, Indian Creek is just minutes from downtown Kilmarnock. The neighborhood includes:
Indian Creek Yacht & Country Club: A private club with golf, tennis, marina, pool, and social events
Bluff Point Road: Known for deep-water homes and scenic bay views
North Sioux & East Bayview Drive: Established areas with both primary and vacation homes
Little Oyster Creek: Quieter waterway perfect for small craft and wildlife watchers
Whether you're looking to launch your boat from your backyard or enjoy quiet mornings on a wraparound porch, Indian Creek offers unmatched lifestyle and location.
About Tom Smith – Your Indian Creek Real Estate Expert
I’m Tom Smith, Associate Broker at River Bay Realty at Middle Bay Realty. With over 22 years of real estate experience and a proud background in law enforcement, I bring a straightforward, honest approach to helping clients buy and sell waterfront properties. My deep understanding of the Northern Neck market, tidal waterways, and community dynamics ensures your success in every transaction.
Ready to explore Indian Creek or list your home? I’m here to help you make informed decisions and achieve your goals with confidence.
Contact Tom Smith Today Phone: (804) 513-9179 Website: www.riverbayrealty.com Serving Lancaster County, Kilmarnock, and the entire Northern Neck
Get Started with Indian Creek Real Estate
From custom estates to classic cottages, Indian Creek offers something for every waterfront buyer. And if you're planning to sell, now is the time—low inventory and high buyer demand make it a seller’s market in this exclusive area.
Let’s talk about how I can help you buy or sell in Indian Creek with expert guidance and proven results.
Recently Sold Properties
Sold: 4/10/2026
4308 TURRIFF LANE, FREDERICKSBURG, VA 22408Sold: $381,000List: $381,000Residential - Single FamilyRepresented: Buyer
2BEDS2BATHS1,728SQFT
Sold: 3/27/2026
10405 PINEY BRANCH ROAD, SPOTSYLVANIA, VA 22553Sold: $180,000List: $200,000LandRepresented: Seller
N/ABEDSN/ABATHS283,140SQFT
Sold: 2/18/2026
9013 SAINT ANTHONYS ROAD, KING GEORGE, VA 22485Sold: $125,000List: $150,000CommercialRepresented: Seller
N/ABEDSN/ABATHS960SQFT
Sold: 1/5/2026
309 LAUREL AVENUE, FREDERICKSBURG, VA 22408Sold: $365,000List: $399,900Residential - Single FamilyRepresented: Seller
4BEDS3BATHS2,121SQFT
Sold: 11/14/2025
3707 SUNDAY LANE, FREDERICKSBURG, VA 22408Sold: $75,000List: $75,000LandRepresented: Seller
N/ABEDSN/ABATHS21,780SQFT
Sold: 8/25/2025
35359 SOMERSET RIDGE ROAD, LOCUST GROVE, VA 22508Sold: $490,000List: $509,900Residential - Single FamilyRepresented: Seller
4BEDS2.1BATHS2,284SQFT
Sold: 8/15/2025
MATTAPONI TRAIL, BOWLING GREEN, VA 22427Sold: $146,500List: $165,000LandRepresented: Buyer
N/ABEDSN/ABATHS676,487SQFT
Sold: 8/7/2025
1404 PRESERVE LANE, FREDERICKSBURG, VA 22401Sold: $635,169List: $629,900Residential - Single FamilyRepresented: Seller
5BEDS3BATHS4,212SQFT
Sold: 3/14/2025
160 S MAIN STREET, BOWLING GREEN, VA 22427Sold: $347,500List: $369,900Residential - Single FamilyRepresented: Buyer
4BEDS2BATHS1,352SQFT
Sold: 3/14/2025
197 RICHLAND ROAD, FREDERICKSBURG, VA 22406Sold: $1,200,000List: $1,350,000Residential - Single FamilyRepresented: Seller
4BEDS2.1BATHS2,528SQFT
Sold: 3/13/2025
16498 KINGS HIGHWAY, KING GEORGE, VA 22485Sold: $300,000List: $300,000Residential - Single FamilyRepresented: Seller
3BEDS2BATHS1,696SQFT
Sold: 12/23/2024
87 PORTOBAGO TRAIL, PORT ROYAL, VA 22535Sold: $52,500List: $60,000LandRepresented: Seller
N/ABEDSN/ABATHS127,631SQFT
Sold: 12/20/2024
30121 GOOSE POINT COURT, PORT ROYAL, VA 22535Sold: $999,000List: $999,000Residential - Single FamilyRepresented: Seller
4BEDS2.1BATHS2,980SQFT
Sold: 11/22/2024
1013 THOMAS JEFFERSON PLACE, FREDERICKSBURG, VA 22405Sold: $285,000List: $335,000Residential - Single FamilyRepresented: Seller
3BEDS2.1BATHS1,360SQFT
Sold: 11/19/2024
21962 MATTAPONI TRAIL, MILFORD, VA 22514Sold: $374,900List: $374,900Residential - Single FamilyRepresented: Seller
3BEDS2.1BATHS2,688SQFT
Sold: 10/22/2024
91 PORTABAGO TRL, PORT ROYAL, VA 22535Sold: $74,200List: $84,900LandRepresented: Seller
N/ABEDSN/ABATHS97,574SQFT
Sold: 10/11/2024
14145 SUTTON LANE, RUTHER GLEN, VA 22546Sold: $662,500List: $699,900Residential - Single FamilyRepresented: Seller
4BEDS3BATHS3,136SQFT
Sold: 9/30/2024
17878 LOCUST HILL ROAD, BOWLING GREEN, VA 22427Sold: $285,000List: $279,900Residential - Single FamilyRepresented: Seller
3BEDS1.1BATHS1,188SQFT
Sold: 8/21/2024
30724 PORTOBAGO TRAIL, PORT ROYAL, VA 22535Sold: $549,900List: $549,900Residential - Single FamilyRepresented: Seller
4BEDS2.1BATHS3,010SQFT
Sold: 8/9/2024
6201 TOWLES MILL ROAD, SPOTSYLVANIA, VA 22551Sold: $220,000List: $220,000LandRepresented: Seller
N/ABEDSN/ABATHS1,197,900SQFT
Sold: 7/1/2024
26373 TIDEWATER TRAIL, PORT ROYAL, VA 22535Sold: $1,550,000List: $1,975,000Residential - Single FamilyRepresented: Both
3BEDS3BATHS1,300SQFT
Sold: 6/4/2024
2349 SKINKERS NECK ROAD, RAPPAHANNOCK ACADEMY, VA 22538Sold: $437,000List: $425,000Residential - Single FamilyRepresented: Seller
3BEDS3BATHS2,616SQFT
Sold: 5/10/2024
30891 PORTOBAGO TRAIL, PORT ROYAL, VA 22535Sold: $750,000List: $799,900Residential - Single FamilyRepresented: Both
3BEDS3.1BATHS2,691SQFT
Sold: 4/30/2024
00 OFF RESERVATION LANE, RUTHER GLEN, VA 22546Sold: $235,000List: $210,000LandRepresented: Buyer
N/ABEDSN/ABATHS3,659,040SQFT
Sold: 4/12/2024
355 BRENTHEM FARM DRIVE, FREDERICKSBURG, VA 22405Sold: $950,000List: $975,000Residential - Single FamilyRepresented: Seller
5BEDS4.1BATHS3,983SQFT
Sold: 4/11/2024
3 SMOOTS ROAD, BOWLING GREEN, VA 22427Sold: $89,900List: $89,900LandRepresented: Seller
N/ABEDSN/ABATHS531,868SQFT
Sold: 2/29/2024
6410 WINDSOR DRIVE, KING GEORGE, VA 22485Sold: $500,000List: $499,000Residential - Single FamilyRepresented: Buyer
3BEDS3BATHS3,187SQFT
Sold: 10/30/2023
6935 VERSAILLE DRIVE, FREDERICKSBURG, VA 22407Sold: $429,900List: $429,900Residential - Single FamilyRepresented: Seller
3BEDS3.1BATHS2,083SQFT
Sold: 10/16/2023
29 CASTLEWOOD DRIVE, FREDERICKSBURG, VA 22406Sold: $490,000List: $489,000Residential - Single FamilyRepresented: Buyer
3BEDS3BATHS3,140SQFT
Sold: 8/15/2023
101 LACY LANE, BOWLING GREEN, VA 22427Sold: $408,000List: $424,900Residential - Single FamilyRepresented: Seller
4BEDS2.1BATHS2,489SQFT
Sold: 8/15/2023
COURTHOUSE LANE, BOWLING GREEN, VA 22427Sold: $51,000List: $50,000LandRepresented: Both
N/ABEDSN/ABATHS43,560SQFT
Sold: 7/17/2023
7202 PARCHMENT CIRCLE, RUTHER GLEN, VA 22546Sold: $413,000List: $413,000Residential - Single FamilyRepresented: Seller
3BEDS2BATHS1,556SQFT
Sold: 6/16/2023
6505 COURTHOUSE ROAD, SPOTSYLVANIA, VA 22551Sold: $57,000List: $64,900LandRepresented: Seller
N/ABEDSN/ABATHS67,518SQFT
Sold: 5/17/2023
21362 COOL WATER DRIVE, RUTHER GLEN, VA 22546Sold: $150,000List: $159,900Residential - Single FamilyRepresented: Both
2BEDS1BATHS840SQFT
Sold: 3/24/2023
SUTTON LANE, RUTHER GLEN, VA 22546Sold: $220,000List: $220,000LandRepresented: Seller
N/ABEDSN/ABATHS1,002,751SQFT
Sold: 3/21/2023
6620 Sterling Way STERLING WAY, RUTHER GLEN, VA 22546Sold: $390,000List: $389,999Residential - Single FamilyRepresented: Buyer
4BEDS2BATHS2,059SQFT
Sold: 3/15/2023
17238 CHERWOOD POND LANE, KING GEORGE, VA 22485Sold: $880,500List: $934,999Residential - Single FamilyRepresented: Both
5BEDS3.1BATHS3,845SQFT
Sold: 2/2/2023
835 CABIN POINT, MONTROSS, VA 22520Sold: $335,000List: $342,900Residential - Single FamilyRepresented: Seller
3BEDS2BATHS1,550SQFT
Sold: 11/11/2022
9617 THOUSAND OAKS LANE, SPOTSYLVANIA, VA 22551Sold: $319,000List: $319,900Residential - Single FamilyRepresented: Seller
4BEDS2BATHS1,460SQFT
Sold: 10/28/2022
8312 INDIANTOWN ROAD, KING GEORGE, VA 22485Sold: $250,000List: $235,000Residential - Single FamilyRepresented: Seller
4BEDS2BATHS1,470SQFT
Sold: 10/11/2022
11500 TURNING LEAF COURT, SPOTSYLVANIA, VA 22551Sold: $1,195,000List: $1,195,000Residential - Single FamilyRepresented: Buyer
5BEDS4.2BATHS6,692SQFT
Sold: 9/27/2022
6445 COURTHOUSE ROAD, SPOTSYLVANIA, VA 22551Sold: $74,900List: $74,900LandRepresented: Seller
N/ABEDSN/ABATHS77,972SQFT
Sold: 9/16/2022
9418 BAYBREEZE COURT, PORT ROYAL, VA 22535Sold: $525,000List: $535,000Residential - Single FamilyRepresented: Seller
3BEDS2.1BATHS3,391SQFT
Sold: 9/15/2022
406 POCAHONTAS DRIVE, RUTHER GLEN, VA 22546Sold: $245,000List: $252,000Residential - Single FamilyRepresented: Buyer
3BEDS2BATHS1,232SQFT
Sold: 9/9/2022
419 HAMILTON STREET, FREDERICKSBURG, VA 22408Sold: $230,000List: $249,900Residential - Single FamilyRepresented: Seller
4BEDS2BATHS1,584SQFT
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