Fredericksburg Home Mortgage Center


Welocme to our Fredericksburg Mortgage Resource Center. Fredericksburg offers a vast number of wonderful mortgage lenders that offer home buyers a full service mortgage experience that gets the job done. You will notice a list of Fredericksburg Lenders below. If you would like me to add your lender to this list, please let me know.

Fredericksburg Financing Options


Fixed Rate Mortgages

There are a variety of fixed rate programs for Fredericksburg home buyers that include traditional conforming loans, FHA loans, VA loans and jumbo loan  programs. Traditional fixed rate mortgage provides buyers with security of a stable payment for the life of your loan. This is the most poplar of the loan options. Most home buyers choose a mortgage for a 30 fixed rate mortgage. There are also options for shorter loan term programs that can be a perfect for home buyers that have the income for a higher monthly payment and can afford a higher monthly payments. They offer payoff terms of 20, 15 or even 10 years.


Adjustable Rate Mortgages

An adjustable-rate mortgage (ARM) starts with a low interest rate that increases after a pre-set period of time. Fredericksburg Lenders usually offer (ARM) loans with fixed terms of three, five, seven and ten years. Homeowners that plan to sell their properties prior to the term maturity may take advantage to the lower interest rates. These programs offer also offer a risk that once the term expires, the interest rates will go up. You will definately need to make an informed decision with your loan officer before deciding on this finance option.


There are also construction, rehabilitation and refinance options in the Fredericksburg, VA area. These are usually designed for current home owners. I didn't explain these in detail because this site is designed for real estate purposes and for those looking to purchase a home. You can contact your lender of choice for more detailed information if needed.


Fredericksburg Mortgage Lender List

Please see the list of wonderful mortgage lenders below. Be sure to let them know Tom Smith sent you.

Atlantic Coast Mortgage

Fidelity Bank Home Mortgage

Wells Fargo

C and F Mortgage Corp.

Movement Mortgage

Union Mortgage Corp.

PNC Mortgage

M & T Mortgage


Jumbo Loans

Contact me if you're interested in a Jumbo loan program the requires 15% down for loan amounts up to $2 million and has no pmi or mortgage insurance and is available in Fredericksburg, VA.